House Update

Too long to post on FaceBook as a status update and people have been inquiring as to what's going on with our house buying status.

So, in short we are still pursuing the house that we have a contract with.  The original lender we went through had an appraisal completed that wound up being a lot less than what the contract was for.  Therefore, we approached the seller about lowering the price on the house/contract but they said that they were standing firm.  So, we said we would have to break the contract.  1) We're not going to buy the house for more than what it's worth.  2) No bank/lender is going to loan us the money for more than what the house is worth.  Duh.

But when we said that we were going to walk, the seller had a change of heart within a day and said that they would pay for another appraisal if we would attempt to go through another lender.

Which is basically where we are currently at.  Going through the process with another lender.

Here's where I know that God is always part of the plan.  We started looking at other houses online again and found some that we were semi-interested in but there seemed to always be a "catch": taxes were higher, too far from our children's caregivers & family, not a great school system, no backyard, smaller square footage, etc. 

And then I feel God placed this new mortgage broker into our lives.  She is wonderful.  Within 10 minutes of speaking with her I felt completely comfortable and she was giving us more options that would wind up working to our benefit by far.  She was not just doing paperwork, she was working with us to help us figure out what our options were and how we could get the best deal.  Within 45 minutes we had figured out a way to get a lower interest rate than before, and if all goes well we could possibly close by March 15th....all depending on this new appraisal and if the seller is willing to go down (if it's another low appraisal). 

Oh, and we are officially, completely debt free.  We paid off our car today!

And our plan is to pay off our new mortgage within 7-10 years.  Think we're crazy? Look up Dave Ramsey and Financial Peace University.  It. Can. Be. Done!

Live like no one else so you can live like no one else.  Live like no one else so you can GIVE like no one else!  Can I get an AMEN!?!?!??!